Several times per month I receive an email from a client with a link to some very scary article with a completely captivating headline.  Something like: “The man who predicted the 2008 global recession warns investors of a complete financial collapse in 2023” or “Man who predicted Lehman crash makes new warning.”  (The latter was […]

Last year I read Matt Haig’s book The Midnight Library, which I really enjoyed.  I won’t spoil it for you, but the gist of it was that there are infinite ways our lives could turn out based on the smallest of decisions we make.  In one life, one could be an Olympic athlete, in another […]

Being a successful investor means having a strategy, sticking to that strategy, and resisting the urge to make emotional decisions about the outcome of that strategy.  The primary reason I bring this up, is that I often hear from people just beginning their investing life express reservations and trepidation about continuing to invest in their […]

I subscribe to the Wall Street Journal and have been a reader of the paper since my senior year in college, when I was given a discounted student subscription.  I have never read it for insights into particular stock investments or investment ideas, but more for a pulse on business and the markets in general.  […]

Caveat emptor is one of only a few Latin phrases that I know, and you probably know it too.  From time to time I throw a Latin phrase out there just so that people know that I am smart.  The direct translation for caveat emptor is – let the buyer beware.  It is often used […]

I am sure by now you have become more aware of a relatively new term in our lexicon… inflation.  I am being facetious, but as long as you can remember inflation has been a non-issue.  It has been benign and unimportant.  For the last twenty years or so, inflation has ranged between one and two […]

I came across the quote by former Navy Seal, Jocko Willink, and it was one of those quotes I had to repeat multiple times before I could figure it out.  Often times you see or hear words crammed together in a sort of word stew, with no real meaning.  I believe we are conditioned to […]

It is late December and I just planted all of the snowplow stakes along the driveway.  I am happy that I did it on a day before it was necessary, and the ground was not yet frozen.  To me this marks the beginning of my hibernation period, after all Ursu does mean bear in Latin.  […]

“If you are distressed by anything external, the pain is not due to the thing itself, but to your estimate of it; and this you have the power to revoke at any moment.” -Marcus Aurelius “Fear is not your friend.  Making decisions in a state of fear will never serve you.”  Brian Ursu Only one […]

I hope you enjoyed reading the book, Now What?  A Practical Guide to Figuring Out Your Financial Future.  I may be presuming that you had if you are reading this blog, but if not I would encourage you to pick it up and give it a spin (I enjoyed writing it and communicating much of […]